XactPAY�� brought to you by It's PayDay

Every business owner knows that workers' compensation premium payments can
be a headache. Constant changes in staff, extra employees for peak seasons, trying
to find replacement workers - all contribute to the fact that you just don't have
time to manually update your premium estimates.

At It's PayDay, we understand the pressures of your business. That's why we've
come up with a solution - XactPAY® - the perfect way to take the hassle out of
workers' compensation premium payments.

Add up the benefits of XactPAY®

XactPAY® has been designed to increase your cash flow while helping to minimize large, unexpected payments following a premium audit. When you purchase a Hartford workers' compensation policy, you can enjoy these benefits from XactPAY®:

Here's How

Our preferred partnership with The Hartford allows you to pay your workers' compensation premiums based on your actual payroll - one payroll period at a time. This eliminates the need for large estimated down payments, and helps to minimize the likelihood of a large audit payment due at the end of the policy year. The process is seamlessly integrated with the payroll services you already enjoy. When you purchase a workers' compensation policy from The Hartford, XactPAY® automatically calculates your workers' compensation costs and premium payments - no guesswork!

Call today!

To learn more about the benefits of XactPAY® and to get started call 410.879.5200 and speak with a It's PayDay representative today! It's one of the easiest ways to improve your company's cash flow.